Welcome to www.moneysmarteducation.com. The www.moneysmarteducation.com, www.moneymangementbook.com, www.moneythatgrows.com, www.investingstability.com, www.moneysmartcoaches.com websites (the "Site") are comprised of various web pages operated by Money Smart Education, LLC ("MSE"). The Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of the Site constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
www.moneysmarteducation.com is a financial education and mentoring site.
This website provides financial education and mentoring programs and services for sale as well as a blog.
This document was created using a template from SEQ Legal (https://seqlegal.com/free-legal-documents/website-terms-and-conditions).
Your use of www.moneysmarteducation.com is subject to MSE's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
Copyright © 2024 Money Smart Education, LLC.
Subject to the express provisions of these terms and conditions:
a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and
b) all the copyright and other intellectual property rights in our website and the material on our website are reserved.
You may:
a) view pages from our website in a web browser;
b) download pages from our website for caching in a web browser;
c) print pages from our website for your own personal and non-commercial use;
d) stream audio and video files from our website; and
e) use our website services by means of a web browser,
subject to the other provisions of these terms and conditions.
You may only use our website for your own personal and business purposes; you must not use our website for any other purposes.
Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on our website.
Unless you own or control the relevant rights in the material, you must not:
a) republish material from our website (including republication on another website);
b) sell, rent or sub-license material from our website;
c) show any material from our website in public;
d) exploit material from our website for a commercial purpose; or
e) redistribute material from our website.
Notwithstanding paragraph 5 of this section, you may redistribute our newsletter, articles, promotional materials, or any materials that are expressly permitted to be for redistribution in print and electronic form to any person.
We reserve the right to suspend or restrict access to our website, to areas of our website and/or to functionality upon our website. We may, for example, suspend access to the website during server maintenance or when we update the website. You must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on the website.
You must not:
a) use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability, accessibility, integrity or security of the website;
b) use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
c) hack or otherwise tamper with our website;
d) probe, scan or test the vulnerability of our website without our permission;
e) circumvent any authentication or security systems or processes on or relating to our website;
f) use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
g) impose an unreasonably large load on our website resources (including bandwidth, storage capacity and processing capacity);
h) decrypt or decipher any communications sent by or to our website without our permission;
i) conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
j) access or otherwise interact with our website using any robot, spider or other automated means, except for the purpose of search engine indexing;
k) use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing); or
l) do anything that interferes with the normal use of our website.
To be eligible for an account on our website under this Section, you must 18 or older. If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that MSE is not responsible for third party access to your account that results from theft or misappropriation of your account. MSE and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
MSE does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.moneysmarteducation.com only with permission of a parent or guardian.
Education and Mentoring Programs Enrollment Cancellation If you need to cancel your enrollment, please contact Curtis Banks at support@moneysmarteducation.com or call +1-(888) 802-2232 right away.
In these terms and conditions, "your content" means all works and materials (including without limitation text, graphics, images, audio material, video material, audio-visual material, scripts, software and files) that you submit to us or our website for storage or publication on, processing by, or transmission via, our website.
You grant to us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate and distribute your content in any existing or future media.
You grant to us the right to sub-license the rights licensed under paragraph 2 of this section.
You grant to us the right to bring an action for infringement of the rights licensed under paragraph 2 of this section.
No compensation will be paid with respect to the use of your content Submission, as provided herein. MSE is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in MSE's sole discretion.
Without prejudice to our other rights under these terms and conditions, if you breach any provision of these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may delete, unpublish or edit any or all of your content.
You warrant and represent that your content will comply with these terms and conditions.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
Your content must not be illegal or unlawful, must not infringe any person's legal rights, and must not be capable of giving rise to legal action against any person (in each case in any jurisdiction and under any applicable law).
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
a) defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;
b) publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information;
c) upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents;
d) upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer;
e) advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters;
f) download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner;
g) falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded;
h) restrict or inhibit any other user from using and enjoying the Communication Services;
i) violate any code of conduct or other guidelines which may be applicable for any particular Communication Service;
j) harvest or otherwise collect information about others, including e-mail addresses, without their consent;
k) violate any applicable laws or regulations.
MSE has no obligation to monitor the Communication Services. However, MSE reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. MSE reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
MSE reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in MSE's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. MSE does not control or endorse the content, messages or information found in any Communication Service and, therefore, MSE specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized MSE spokespersons, and their views do not necessarily reflect those of MSE.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
The Service is controlled, operated and administered by MSE from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the MSE Content accessed through www.moneysmarteducation.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless MSE, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. MSE reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with MSE in asserting any available defenses.
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and MSE agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.
We do not warrant or represent:
a) the completeness or accuracy of the information published on our website;
b) that the material on the website is up to date;
c) that the website will operate without fault; or
d) that the website or any service on the website will remain available.
We reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any website services, or if we stop publishing the website.
To the maximum extent permitted by applicable law and subject to the Liability Disclaimer section, we exclude all representations and warranties relating to the subject matter of these terms and conditions, our website and the use of our website.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. MONEY SMART EDUCATION, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
MONEY SMART EDUCATION, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. MONEY SMART EDUCATION, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MONEY SMART EDUCATION, LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MONEY SMART EDUCATION, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
MSE reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Texas and you hereby consent to the exclusive jurisdiction and venue of courts in Texas in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and MSE as a result of this agreement or use of the Site. MSE's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of MSE's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by MSE with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and MSE with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and MSE with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
MSE reserves the right, in its sole discretion, to change the Terms under which www.moneysmarteducation.com is offered. The most current version of the Terms will supersede all previous versions. MSE encourages you to periodically review the Terms to stay informed of our updates.
MSE welcomes your questions or comments regarding this Statement of Privacy. If you believe that MSE has not adhered to this Statement, please contact MSE at:
Money Smart Education, LLC
PO BOX 1055
Prosper, Texas 75078
Email Address:
Support@moneysmarteducation.com
Telephone number:
+1- (888) 802-2232
Effective as of July 09, 2024
Copyright © 2024 - Money Smart Education, LLC. All rights reserved.
Money Smart Education, LLC.
PO BOX 1055
Prosper, Texas 75078
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